Steps to take before you need care

The need for either home care or residential aged care can emerge gradually over time. For many people, though, care needs arise from an accident or illness. This unexpected turn of events tends to take people by surprise, throwing them into the unfamiliar world of aged care.

If you have the chance, it’s great to make some plans ahead of time, just in case you need care in the future.

1. Understanding Aged Care Options

Home care packages for support at home
Residential aged care for full-time support
Respite care for short-term relief
Post-operative and transitional care services

2. Starting the Conversation with Loved Ones

Talk early and openly about future care preferences
Involve family members in planning discussions
Respect the wishes and independence of the person needing care

3. Organising Legal and Financial Documents

Nominating someone you trust to be power of attorney is a big step, but can make things much easier if care becomes necessary. Even if you’d rather not hand over control of your finances, there are other ways people can be authorised to support and help you, such as by becoming a nominee, guardian or administrator.

Ensure wills and powers of attorney are up to date
Review superannuation and insurance policies
Understand income and assets assessments for aged care
If there’s a family member or friend you trust, it might be worth letting them know where everything is.