Aged care explained
DailyCare helps you make the best choice possible with no-nonsense information on care for older people in Australia.
Everyone’s care needs are different. As we get older, we may need a bit of extra help around the home, or we may need expert care full time.
We help older Australians and their families along the aged care journey with clear descriptions and expert advice about who, why and what you need to know, every step of the way.
The big topics
Aged care assessments
For government-subsidised aged care, we explain how to arrange a free Aged Care Assessment, and describe Centrelink’s horrible Income and Assets Assessment form
Power of attorney
There are several ways of allowing trusted people to help you or act on your behalf, including making them nominees, guardians or granting power of attorney. See how these might help in a home care and residential aged care context.
Home Care Packages: Is it worth the wait?
With wait times of up to a year, many people find that they need to fund their own care at home while they’re waiting.
Applying for funding support
The government makes a subsidy available to some people who need home care. Known as a Home Care Package, the amount you could receive is based on an assessment of your personal care needs and financial situation.
Choosing and switching home care
Under the Consumer Directed Care model, you choose who provides your care, and you work with them to develop your individual care plan. Depending on where you live and the level of care you need, you’ll probably have a choice of care providers.
Types of care available in your home
There are many benefits to staying in your home for as long as possible.To support this, there are lots of different types of home care available.
Spending your home care package
Once you’ve matched your care needs to a provider, and your package becomes available, the money in your Home Care Package (known as HACC in WA) is paid to the provider directly by the government. You’ll get monthly statements with all the details, but you don’t have to worry about...
Power of attorney
Some aspects of aged care can be complicated, and it can be helpful to have a family member or friend help you.
Dementia and home care
If you or a loved one has had a dementia diagnosis, it can be helpful to understand the support that’s available to you. While dementia is deeply upsetting, there are still lots of things you can do to continue living a fruitful and happy life.
Home-based respite care is available to support you and your regular carer. If you receive care from a friend or family member, respite care means that – for a short period of time – somebody else takes on the caring duties.
Transitional home care after hospital
Post-operative or transitional home care helps people move back home faster after a stay in hospital.
End of life and palliative care at home
While it’s not an option for everyone, more people than ever are choosing to die in their own homes, surrounded by family, friends and memories.
Diversity and home care
Everyone in Australia has equal access to the care services provided or funded by the government. So whether you’re from a particular cultural, language or religious background, or part of the diverse LGBTI community, there are home care options available to you.
Caring for multiple people at once
As a carer, you may feel like you’re being pulled in lots of different directions. Being the primary carer for someone is a big job, so it goes without saying that looking after more than one person can increase the demands being put on you.This is a common scenario for...
Planning in case of an emergency
IMPORTANT: If you’re here because there is an emergency, stop and call triple zero (000). They will be able to assist you in the emergency and how to provide first aid.
Carer’s need care too
Self-care is a bit of a buzzword these days, but that’s because we all need it. Carers especially are in a role which prioritises the wellbeing of others, with their time and attention spent looking after someone else.
On your own during the holidays?
You’re not being a Grinch if the thought of Christmas doesn’t fill you with joy. The big holidays, specifically the ones focused on family togetherness such as Christmas and Easter, can be a challenging time for many people.
5 things you can do to keep your mind sharp
You’ve wandered into the kitchen and can’t recall what you wanted or how you got there. You’re always losing your keys and don’t quite know what day it is. If this sounds like you, be reassured that at least you’re not alone.
Adjusting to having an outside carer in the home
Welcoming someone over for a visit is one thing, but getting used to an outside carer being a regular presence in your home is another. There will no doubt be an adjustment period as you get to know each other and understand the way you both like to do things.
Caring for someone with changing behaviours
It’s all about planning.Providing care in the privacy of the home is one thing, but there will be times when you need to do so in public. This can provoke anxiety in some people, who may be worried that the person they care for may not be able to cope...
How to tell when someone needs help at home (and how to approach it)
It’s not easy to ask for help, especially when we might not even realise we need it. That’s why family and friends can play a crucial role when determining if someone needs a little bit of a hand around the home.
The benefits of living at home for people with dementia
A diagnosis of dementia is upsetting for the person receiving the news, and also for their loved ones.It signals the beginning of a difficult time of life; a time of change and upheaval. But people living with one of the various forms of dementia, don’t have to deal with the...
The carer interview process
Once you’ve decided to get a bit of help at home, there are several steps you need to go through before the 'interview' process starts. It isn’t complicated but can take some time, so it’s best to get started as soon as possible.While each provider is slightly different, here is...
Residential aged care
How to compare and choose aged care homes
For many, choosing an aged care home comes down to budget.But even if a home has higher fees than you can afford, there might be room to negotiate.
Waiting lists, signing up and moving in
Many aged care homes have waiting lists. When vacancies become available, they are allocated according to care requirements, urgency, time spent on the waiting list and suitability.If you land a place in an aged care home, it’s important to be organised. Some details you need to have include:
Care and services
Residential aged care homes offer you a certain level of care, covered by the fees you have agreed to pay.
How to get into an aged care home
Many aged care homes have waiting lists. When vacancies become available, they are allocated according to care requirements, urgency, time spent on the waiting list and suitability.If you land a place in an aged care home, it’s important to be organised. You’ll need:
Assessments and government subsidies
Residential aged care costs are pretty complicated. There are forms and assessments and jargon and bureaucracy, but there are also people who can help, and – in the end – most people qualify for government financial support to pay some or all of the costs of care.
How much is residential care?
Depending on your personal financial situation and your choice of aged care home, residential aged care can range from very expensive through to heavily subsidised. For your protection, there are annual and lifetime limits (known as caps) on the amount you pay (this doesn’t apply if you’re paying the full...
Transitional residential care after hospital
After a stay in a hospital, some people need a bit of extra care and support. Transitional care is available and can be offered both in the person’s own home or – if their care needs are greater – in a ‘live-in’ environment such as a hostel or residential aged...
Power of attorney
When you enter a residential aged care home, it can make life easier and more enjoyable if you have someone to help you with decisions about your money and medical issues.
People with a dementia diagnosis find that some aspects of their daily lives become gradually more and more difficult. While there are many ways to receive dementia care and support while living in your own home, sometimes staying at home is not practical.
Respite care gives caregivers and those being cared for a break from their usual care arrangements and includes anything from a short stay in care accommodation to help at home on a regular basis.
End of life and palliative care in a home
The support offered by experienced carers in a residential aged care setting can make a person’s final weeks and days more comfortable and fulfilling. Drawing on advice from professional carers and nursing staff can also mean that family members and loved ones understand what is happening, and what services are available.
Diversity in residential care
In Australia, it is illegal to discriminate on the grounds of race, religion or sexuality, and everyone here has equal access to care services provided or financially supported by the government. So whether you’re from a particular cultural, language or religious background, or part of the diverse LGBTI community, there...
Downsizing: The time of your life
Trends in downsizing your home
If you’re new to the wonderful world of downsizing, chances are you might not be aware of just how many ways there are to do it. That’s right – downsizing the family home isn’t as simple as trading one house for another, it’s about finding the right fit for your...
Your top 4 reasons to downsize
Downsizing is not a dirty word! And while some people dread the very sound of it, for those that have taken the plunge, it’s been the greatest decision they’ve ever made. Sure, there’s work involved in getting the sale of the family home underway, and for some the sentimental attachment...
So, you’ve decided to take the downsizing plunge and want to do it right? Well, have we got the list for you! Our downsizing and moving checklist is perfect for those on the cusp of downsizing or those who are in the thick of it.
Downsizing – choosing where to live
Congratulations, you’ve made the decision to downsize! Filled with excitement for the future, you’re bound to be looking for the next nest to feather. But how do you know that your next move is going to be the right one? Like re-potting a plant, the right move is all about...
Downsizing your life
Humans love to hoard. In fact, we spend our lifetimes amassing as much as we can. First we start by buying a house to fill with stuff, and then we find we need a bigger house to accommodate that stuff plus all the other stuff we want.
Downsizing – space for guests
Congrats, you’ve made the big decision to downsize your home! By now you’re probably looking for the right kind of home to settle in – dog-earing pictures in real estate magazines and browsing Barry Plant online to find the perfect pad.
Downsizing and community living
Doing downsizing right means making a move that improves your life. So your next home needs to be one that ticks a lot of boxes. A manageable home and one that feels good to live in is obviously the aim of the downsizing game. But there’s more to it than that.
Life change, sea change or tree change
Downsizing is often characterised as a hairy and scary prospect, fraught with emotion and anxiety. But people are beginning to realise that downsizing for retirement and beyond actually heralds the beginning of an exciting new chapter in their lives.
Financial considerations when downsizing
A change is as good as a holiday, and there are few changes as momentous as moving house. You get to start afresh and can even re-invent yourself in this time of new beginnings, in a new neighbourhood with the potential of new friendships.Yet there are of course costs associated...
Will downsizing impact your pension?
Some risks in life are worth taking, such as going for that skydive on your 70th birthday or making your neighbours blush by gardening in the buff (only the very brave do this in winter). However, when it comes to your pension, it pays to be conservative.When you’re opting to...
Latest news: Downsizing cap for 65+ in Federal Budget – what you need to know
When the Federal Budget was announced in May, it contained something specifically aimed at older Australians—a downsizing and super contributions proposal. But what does it mean? Most simply, it means that as of July 2018, you are able to use $300,000 from the sale of your current home to move...
Downsizing – preparing your move
There’s nothing quite like getting ready for a move. Scrubbing the walls, doors and windows clean, finding an odd assortment of treasures behind the fridge, packing every single item you own into a cardboard box, comparing quotes from removalists…okay, so it’s not exactly the highlight of anyone’s life.
Downsizing – preparing for the emotional impact
Any big life change, especially downsizing, can be equal parts exciting and nerve-wracking. Leaving the family home can bring up a range of emotions, not just for yourself but for other family members such as children.
Lifestyle upsizing checklist
While packing your suitcases and struggling with cardboard boxes may be the downside of downsizing, creating the carefree life of your dreams is all upside! And the process of getting rid of things can be a great starting point for understanding where you want to go and what you want...
Retirement Villages: tips for choosing wisely
Informed consumer choice and forward planning are critical to avoiding the potential financial dangers of retirement living, following into aged care, according to the founder of www.DailyCare.com.au Tull Roseby.“Choosing to move into a retirement village or aged accommodation with greater support can be challenging,” Mr Roseby says.
Renting or owning in a retirement village
When you think of retirement and lifestyle villages, do you think of fun social events in hotel-like surrounds – maybe with a light gym session followed by a drink beside the pool – backed up by CCTV security and 24/7 access to medical assistance?Well you should, because that’s the modern...
Things you need to ask your financial planner about aged care
It might seem too early to be thinking about what sort of care you may need in the future. But believe us, it’s not. A bit of assistance at home or the care that comes with moving into a residential facility or village can go a long way to maintaining...
The 6 biggest estate planning mistakes people make
If you’re thinking about estate planning, that probably means you should have already started it. Yes, it’s one of life’s most procrastination-inducing admin tasks. And yet it’s some of the most important future-proofing you can ever do.
How to find a great financial planner
OK: the time has come to get serious about your future, bring on the big guns and seek some professional advice. Good thinking! But how to make sure you get Warren Buffet and not Bernie Madoff behind the financial controls? Here’s a handy checklist to get you on track for...
Set yourself up for a great retirement
What do you want from your retirement years? It’s a big question, and one that’s never too early to start thinking about. Are you looking forward to one long lilo-float in an enormous swimming pool of complete relaxation? An opportunity to pursue a too-long-neglected passion? A flurry of travel and...
Health related downsizing
For many people the need to downsize emerges gradually as they discover that their current lifestyle doesn’t quite ‘fit’ anymore. But for others the need to downsize can come as an unwelcome surprise, when illness or accident means that life has to change suddenly.But downsizing for health reasons doesn’t mean...
Retaining independence and community connection when downsizing
Downsizing is a great way to free up funds and eliminate the pressure of maintaining a large home. As a first step to getting more out of life, it’s hard to beat. But moving to a new, low-maintenance home, retirement village or even residential aged care can also mean a...
Financial resources glossary for downsizers & retirees
(link to URL TBC 1.1 Home care and residential aged care, explained on DC site) Depending on the level of care you need, aged care is basically divided into home-based care and residential aged care. Both of these care types operate differently, and have different schemes providing means-tested access to...
DailyCare is a True Aged Care Guide
Help is at hand when choosing the best care solution
Finding the right care can be one of the most challenging decisions we need to make as we get older. At such an emotional time, it’s easy to be confused by the many options, and making the wrong decision could affect your quality of life for many years.
Support to live at home for longer
Getting older doesn’t mean what it used to. We live longer. We’re more active. We want choice in how we live and how we’re supported.
What Is An Aged Care Assessment?
For many of us, there will come a time when we will need some level of additional care to help us continue to live happy and productive lives.
Aged Care Assessment Teams
The point at which you decide it’s time to bring others into the decision-making process about care may be some time in coming, or more sudden in the case of a rapid health decline.
Aged Care Assessment Service
Ageing affects us all in different ways - we may need help with some aspects of our life, while remaining completely independent in others. In order that you can access exactly the right combination of aged care assessment services, a member of a aged care assessment team will need to...
Care Accommodation (Nursing Homes)
Moving to care accommodation like a nursing home is a big decision and one that can take preparation and planning. This decision can also happen in an instant if there has been an emergency or rapid health decline, and in these instances having the right aged care information at your...